Deposit Rates

Deposit AccountsTermInterest Rate*APY
Regular Share/SavingsQuarterly0.35%0.35%
CheckingMonthly0.35%0.35%
Certificates ($1k-$9,999.99)12 month3.0%3.032%
Certificates ($10k-$99,999.99)12 month3.5%3.544%
Certificates ($100k-$245k)12 month4.0%4.058%
Effective: 4/21/2023
*APY - Annual Percentage Yield
Minimum deposit to earn dividends:
- Savings $100
- Checking $500
- Standard Certificates $1,000

Incentives available:
+0.20% for having an active checking account
+0.20% for having a loan with MyVTFCU
+0.10% for having eStatements