| Deposit Accounts | Term | Interest Rate | *APY |
|---|---|---|---|
| Regular Share/Savings | Quarterly | 0.35% | 0.35% |
| Checking | Monthly | 0.35% | 0.35% |
| Certificates ($1k-$9,999.99) | 12 month | 3.0% | 3.032% |
| Certificates ($10k-$99,999.99) | 12 month | 3.5% | 3.544% |
| Certificates ($100k-$245k) | 12 month | 4.0% | 4.058% |
*APY - Annual Percentage Yield
Minimum deposit to earn dividends:
- Savings $100
- Checking $500
- Standard Certificates $1,000
Incentives available:
+0.20% for having an active checking account
+0.20% for having a loan with MyVTFCU
+0.10% for having eStatements
