Effective 10-1-2022
| Fees & Charges | |
|---|---|
| Membership | Amount |
| Minimum Account Balance required within 3 months of opening | 25.00 |
| Membership Fee | $0.00 |
| Inactive account fee (per year) | $5.00 |
| Quarterly Maintenance Fee (If $100.00 average daily balance is not maintained) | $5.00 |
| Closing account within 90 days of opening | $25.00 |
| Reopen account within 12 months of closing | $15.00 |
| Excessive share (savings) withdrawals (If over 3 In Dividend Period) | $2.00 |
| Share Draft (Checking) Accounts | Amount |
| Minimum Balance to open | $25.00 |
| Monthly Maintenance Fee ($500.00 average daily balance required to earn dividends) | $0.00 |
| Copy of Check (each) | $2.00 |
| Temporary Checks (8 checks total) | $3.00 |
| Temporary Checks (New Accounts) | $0.00 |
| Check cashing service ( Non member checks on-us) | $3.00 |
| Negative Account Balance (After negative 7 days) | $25.00 |
| Visa Check Card | Amount |
| ATM Withdrawal Fee (from foreign ATM) | $1.00 |
| Replace Debit Card | $5.00 |
| Reinstate Debit Card | $5.00 |
| Hot Card (Lost or Stolen) | $5.00 |
| Re-issue PIN for Visa | $3.00 |
| Processing Charges | Amount |
| NSF (Non-Sufficient Funds) (each) | $25.00 |
| Stop Payments (each) | $29.50 |
| ACH Returned Item (each) | $25.00 |
| Checks deposited that are returned non-payment | $29.50 |
| Force payments | $25.00 |
| Overdraft Transfer from regular shares (each) | $5.00 |
| Miscellaneous | Amount |
| ATM Fee (non-member) | $3.00 |
| Account Research (per hour - 1 hour minimum) | $25.00 |
| Return Mail | $2.00 |
| Copy/Printout of Statement (per page) | $1.00 |
| Statement Balancing ( per hour - 1 hour minimum) | $25.00 |
| Fax Copies (per page) | $1.00 |
| Notary Service (members only) | $0.00 |
| Wire Fee (outgoing) | $25.00 |
| Wire Fee (incoming) | $0.00 |
