| Loan Types | Maximum Term | *APR (as low as) |
|---|---|---|
| New & Used Vehicles/Motorcycles | 78 months | 3.30% |
| Pre-Owned Vehicles/Motorcycles (7+y/o) | 72 months | 4.30% |
| New & Used RV/Marine | 84 months | 5.00% |
| Pre-Owned RV/Marine (7+y/o) | 72 months | 7.00% |
| New & Used Other Titles | 78 months | 6.74% |
| Pre-Owned Other Titles (7+y/o) | 72 months | 8.74% |
| Personal Loans | 48 months | 8.00% |
| Fresh Start (Jan-Mar) | 12 months | 7.00% |
| Vacation (Apr-Jun) | 12 months | 7.00% |
| Back to School (Jul-Sep) | 12 months | 7.00% |
| Christmas (Oct-Dec) | 12 months | 7.00% |
| Quick Cash Loans | 12 months | 18.00% |
| Credit Builder Loans | 12 months | 10.00% |
| Share Secured Savings | 10 years | 2.50% |
*APR - Annual Percentage Rate (fixed)
All approvals based on credit union policies and guidelines.
Further discounts may be taken off the rate of select loans by having a VTFCU checking account and setting up an
automated payment.
